Does your business or organization comply with current rules and regulations? We’re here to help you navigate through the entire PCI process. Crimson IT's expert PCI compliance consultants will work with your business to completely overhaul your payment practices, ensuring that you're functioning well within PCI compliance. Our PCI consultants will identify potential issues and implement policies that resolve those issues in the long-term, as well as offer guidance on all PCI security and standards issues from assessment to implemented solutions, to a final, official report on your PCI compliance.
Developing Compliant Payment Solutions with PCI Audit & Consulting Services
Credit card data is, by far, the most highly-targeted piece of customer information today. Every day, thousands of peoples’ personal credit data is stolen or otherwise compromised as cyber criminals and hackers become more adept at dodging digital security measures. Some of the most well-known breaches of the past several years have haunted customers to this day. To name only a few:
- In 2018, credit card data was stolen from 5 million Saks and Lord & Taylor customers.
- In 2014, 56 million card numbers were stolen from Home Depot.
- In 2013, more than 40 million were hacked from Target.
If these big-name organizations and retailers weren’t safe from cyber crime and credit card theft, who can really know how to protect their company? Today, if businesses intend to process, store, and transmit credit card information, they must meet numerous requirements known as the Payment Card Industry Data Security Standard (PCI DSS).
The PCI Security Standards Council (PCI SSC) is an open global forum - launched in 2003 - for developing, maintaining, and managing standards for credit card merchants and payment applications.
PCI compliance standards apply to any company or organization that deals with online transactions, meaning that many organizations must take the right steps to ensure that they have the proper systems in place to avoid penalties.
Crimson IT provides a range of PCI compliance consulting services to help you develop 100% compliant payment solutions. With extensive PCI DSS requirement expertise, we help organizations successfully navigate the complex world of PCI security, certification, and more.
Getting Up to Speed & Avoiding Penalties with PCI Standards
Any business operating online that accepts information and payment is required to complete a risk vulnerability scan and maintain stringent PCI compliance levels. PCI compliance is mission-critical whether you operate a small business or you are a large organization selling across multiple stores and e-commerce sites. Anywhere that your credit card merchant account has been in contact with requires diligence.
There are four different levels of PCI compliance requirements, based on the volume of transactions being processed each year; certain standards apply to all businesses, no matter how many transactions occur, and all must be PCI DSS compliant.
Merchant Level 1: Any merchant processing over 6 million transactions annually.
Merchant Level 2: Any merchant processing between 1 and 6 million transactions annually.
Merchant Level 3: Any merchant processing between 20,000 and 1 million transactions annually.
Merchant Level 4: Any merchant processing fewer than 20,000 transactions annually.
Almost all SMBs rank within the lower Level 3 or Level 4 merchant levels; however, this does not impact their need to maintain compliance with the same attention as Level 1. With experience handling merchants of all levels, as well as their unique needs, Crimson IT offers all businesses operating and selling online the opportunity to stay ahead of PCI security and compliance. Our reliable audit team is skilled when it comes to tracking every requirement needed.
Compliance Checklist: How to Reach PCI DSS Requirements
Depending on the e-commerce technology and backend a retailer uses, a PCI compliance checklist can be an easy task to complete on a standard list of security to-dos. It can also turn into a huge project, costing time, resources, and money when come at from the wrong direction. In total, PCI DSS outlines 12 requirements for compliance and, if you’re not up-to-date on them all, it can be a difficult process with many steps along the way.
Crimson IT specialists working with PCI DSS requirements understand that the longer and more complex the PCI compliance process is, the longer your customers can be without the utmost security for their important data. With a PCI compliance checklist well-enforced, we are able to help organizations and merchants of all sizes to remain protected from card data breaches.
What’s in a PCI compliance requirements checklist?
At a summary level, the PCI compliance checklist for merchants and other businesses that handle payment card data consists of 12 requirements mandated by the PCI DSS:
- Install and maintain a firewall configuration to protect cardholder data.
- Do not use vendor-supplied defaults for system passwords and other security parameters.
- Protect stored cardholder data.
- Encrypt transmission of cardholder data across open, public networks.
- Use and regularly update anti-virus software.
- Develop and maintain secure systems and applications.
- Restrict access to cardholder data by business need-to-know.
- Assign a unique ID to each person with computer access.
- Restrict physical access to cardholder data.
- Track and monitor all access to network resources and cardholder data.
- Regularly test security systems and processes.
- Maintain a policy that addresses information security.
Our PCI DSS Compliance Services
Does your business or organization comply with current rules and regulations? Our process and tools ensure a timely, affordable, and complete PCI DSS audit experience. We’re here to help you navigate through the entire PCI compliance process, from pre-analysis, to assessment, to implemented solutions, to a final report, to ongoing maintenance on your PCI compliance.
Many of our PCI compliance services fall under these categories, covering your business for every PCI standard requirement.